Bad credit? No credit? Buy here, pay here in El Paso.
Westex Auto Group is the lender: you make monthly payments to us, at the lot or by phone. Bad credit, no credit and first-time buyers can apply.
Apply for buy here, pay here
Fill out the application, or call us and we'll take it with you by phone. Applying includes a credit check.
- We are the lenderFinancing is in-house, no bank in between
- Pay monthlyAt the lot or over the phone
- Bad credit and no credit can applyFirst-time buyers too
What you can count on here

Financing in house
- Done: You sign the loan with us, not a bank
- Done: Monthly payments, at the lot or by phone
- Done: Bad credit and no credit can apply
Prices out in the open
- Done: You see the car on the lot before you sign
- Done: Ask us for the full cost with tax, title and fees before you sign
A family business
- Done: Family-owned for over 20 years
- Done: We speak English and Spanish
- Done: A person answers when you call
Hold us to every one of these when you visit.
What you need to buy here
Missing something on the list? Call us before you rule yourself out.
Valid ID
Your driver's license.
Instead: No license? A state-issued ID works too.
Proof of income
Recent pay stubs.
Instead: No pay stubs? Bank statements that show steady income work too.
Proof of residence
A utility bill in your name.
Instead: No bill in your name? A lease in your name works too.
A down payment
We'll go over the amount with you for the car you pick.

Common questions
What people ask before they apply.
Do you check my credit?
Yes. Every application includes a credit check. Bad credit and no credit can still apply.
How do I make my payments?
Monthly, here at the lot or over the phone.
How much is the down payment?
It depends on the car and your situation. We'll go over it with you before you sign.
Ready when you are
Bad credit or no credit, apply online or call us and we'll go over your options.
Apply nowBuy Here Pay Here financing is subject to approval, down payment, and dealer terms. Vehicle availability and terms vary. See dealer for full details.

Visit us on Pershing Dr
Come see it in person.
Walk the lot, drive the one you like and talk the numbers over with us.
Mon–Fri 9:30am – 5:30pm · Sat 10am – 4pm · Sun closed, Hours this week (Mountain Time)
- Monday Today
- 9:30am – 5:30pm
- Tuesday Today
- 9:30am – 5:30pm
- Wednesday Today
- 9:30am – 5:30pm
- Thursday Today
- 9:30am – 5:30pm
- Friday Today
- 9:30am – 5:30pm
- Saturday Today
- 10am – 4pm
- Sunday Today
- closed
- Trade-ins welcome
- In-house financing